How many times have you gone out shopping and found something you like but you had no money to buy it? Well that was me I used to just window shop as that's all I could afford at the time. I decide to make a dramatic change and my life is now different, as I don't window shop any more I can buy things that I only need and occasionally something special. I don't go out and buy everything like I did in the past as if I did I would be back to I was a year ago. There is no way that I would do this as it took a lot of discipline to get to where I am now.
If you would like to be me than you can. I now consider myself to be a MoneySavingExpert, and between you and me I deserve it. I did not get to where I am just to let it slip out of my fingers. I only purchase what I need I don't just buy because I like it or on impulse, as this is not the point of shopping. I had to change things in my finances but when I made this change it was better. You will see the difference in your finances straight away and the money you would have saved.
One way that you could cut your finances is by if you buy your lunch everyday you could look at making it the night before and take it with you. If you work out how much you spend on your lunch everyday from the takeaway shop you will look at it and think that is unreal. If you add to your shopping list for your lunch you will be sure to see how much it saves you. I used to buy lunch everyday now I put it in to my shopping budget and I prepare it the night before and it saves me around eighty dollars a week.
If you do up a food budget make sure you include everything you need or you are going to buy. If you have take out once a week then that has to come out of your shopping budget. I know with my family we don't eat out too much as it to expensive to purchase for five people. When you look at what it cost to eat out and most of the time what you cook taste better and probably better for your family.
Say to you is these changes that bad, that it can make me save money. So take a step back and become that MoneySavingExpert as you wont look back.